Map applicable obligations, review core policies and maintain an inspection-ready record.

ReQL helps banks and NBFCs identify the requirements relevant to their business, review internal policies, assign compliance work and retain the evidence and approvals behind it.

Requirement
Policy
Obligation
Owner
Evidence
Approval

Start with obligations relevant to your institution, not a generic checklist.

ReQL considers your sector, business model and regulatory context to propose applicable obligations. Your team reviews each suggestion before accepting it into the compliance register.

Institution profile
Entity type, licence and products
Applicable regulations
A proposed regulatory set
Proposed obligations
Reviewed before they are accepted

Check whether core policies address applicable requirements.

Review policies such as KYC, outsourcing and digital lending against the requirements relevant to your institution. ReQL surfaces findings with their regulatory basis, so your team can inspect each point and decide what requires action.

Policy audit
Outsourcing Policy · v3 · NBFC
Step 1 of 4 · Policy clause
“Service providers engaged for support activities may be onboarded by the business unit head, with a risk assessment carried out where considered necessary.”
Also reviewed
KYC PolicyDigital Lending PolicyFair Practices Code

Manage compliance work and filing deadlines in one place.

Assign each obligation to the appropriate team, attach supporting evidence and move it through review and approval. Keep applicable RBI returns visible on a dated calendar, with pending and overdue filings clearly identified.

Obligation workflow31 open items
Obligation
Revise outsourcing policy to require a documented risk assessment
RBI · Master Direction on Outsourcing of IT Services
Assigned
Owned by a named team
Evidence added
Supporting record attached
Reviewed
Checked by a reviewer
Approved
Signed off and closed
Returns & filingsBeta
This month
MTWTFSS
123456789101112131415161718192021222324252627282930
7Monthly returnFiled
10Statutory returnOverdue
15Quarterly returnPending
21Sectoral returnUpcoming
+ 12 more returns scheduled this month

Show how each obligation is being met.

Bring together the applicable requirement, mapped policy or control, supporting evidence and approval history in one record. When an inspector, auditor or leadership team asks, your team can trace the full path without rebuilding it from emails and spreadsheets.

Inspection-ready recordObligation OBL-1042
Requirement
Material outsourcing arrangements require a documented risk assessment and approval.
RBI · Master Direction on Outsourcing of IT Services
Policy or control
Outsourcing Policy v4, clause 4.2 with the materiality test.
Mapped and accepted by Compliance
Evidence
Vendor risk assessment, board note, signed policy version.
3 records attached · retained with the obligation
Approver
Head of Compliance, approved with the review history intact.
Full path traceable in one record

See ReQL in your compliance workflow.

Book a demo to see how ReQL connects obligations, policies, owners, evidence and approvals across your institution.